2024.0408

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introduction ：标志着国家金融监督管理总局系统总局—省局—分局—支局“四级垂管”架构正式建立，金融监管组织体系进一步完善，金融管理体制改革取得重要进展。

** Source| ** CCTV News

The reporter learned from the State Administration of Financial Supervision and Administration today (8) that the county branch of the State Administration of Financial Supervision and Administration was uniformly listed this morning, marking the formal establishment of the "four-level vertical management" structure of the General Administration of Financial Supervision and Administration system-provincial bureaus-sub-bureaus-branch bureaus, the further improvement of the financial supervision organization system, and important progress in the reform of the financial management system. It is understood that the reform of county institutions is an important part of deepening the reform of the financial management system. Previously, local regulatory branches existed in the form of regulatory groups or regulatory offices. The listing of the county supervision branch today also means that the personnel of the county (city) branch of the people's Bank of China have been officially transferred to the General Administration of Financial Supervision. According to the 2022 annual report of the people's Bank of China, the people's Bank of China has a total of 1761 county branches. According to the institutional reform plan of the State Council, the State Financial Supervision and Administration shall exercise unified supervision and management over the financial industry except the securities industry in accordance with the law, and strengthen institutional supervision, behavioral supervision, functional supervision, penetrating supervision and continuous supervision, so as to maintain the legal and sound operation of the financial industry. At the same time, draft laws and regulations on banking, insurance, financial holding companies and other relevant laws and regulations are drawn up, and suggestions for formulation and revision are put forward. To formulate relevant regulatory systems for banking institutions, insurance institutions and financial holding companies. To co-ordinate the protection of financial consumers' rights and interests. We will formulate a development plan for the protection of the rights and interests of financial consumers, establish and improve a system for the protection of the rights and interests of financial consumers, study major issues concerning the protection of the rights and interests of financial consumers, and carry out education on financial consumers. we will build a mechanism for handling financial consumer complaints and a diversified mechanism for resolving financial consumption disputes. **