According to the central bank's news on the 7th, the People's Bank of China has established a reloan for scientific and technological innovation and technological transformation to encourage and guide financial institutions to increase financial support for technology-based small and medium-sized enterprises, technological transformation and equipment renewal projects in key areas. ** Scientific and technological innovation and technological transformation reloans are policy continuation of the original scientific and technological innovation reloans and special reloans for equipment renewal and transformation. Reform and improvement are carried out based on summarizing the experience of the two tools to support financial institutions in improving the quality and efficiency of financial services. Better meet the financing needs in the fields of scientific and technological innovation, technological transformation and equipment renewal.

The reloan amount for scientific and technological innovation and technological transformation is 500 billion yuan, with an interest rate of 1.75%, a term of one year, and can be extended twice, with each extension term of one year. 发放对象包括国家开发银行、政策性银行、国有商业银行、中国邮政储蓄银行、股份制商业银行等21家金融机构。科技创新和技术改造再贷款的设立将有利于引导金融机构在自主决策、自担风险的前提下，向处于初创期、成长期的科技型中小企业，以及重点领域的数字化、智能化、高端化、绿色化技术改造和设备更新项目提供信贷支持。 金融机构根据企业申请，参考行业主管部门提供的备选企业名单和项目清单，按照风险自担的原则，自主决策是否发放贷款及发放贷款条件。金融机构向中国人民银行申请再贷款，中国人民银行对贷款台账进行审核，对于在备选企业名单或项目清单内符合要求的贷款，按贷款本金的60%向金融机构发放再贷款。